Borrowing money

What to do if it's hard to repay loans, credit contracts, fines, and other debt.…

Your options when debt collectors act on overdue debt from loans, credit contracts or fines.

Banks and other lenders can charge fees. What's fair and when do common fees apply?

How credit scores work, the impact of bad credit, and how to improve your score.

Secured and payday loans, guarantors, and overdrafts. Understand the best credit options for you.

Your rights and choices in this common and complicated financial arrangement, and what to do…

A guarantor repays someone's debts if they don't pay. It's risky, so know your rights.

If you're in serious debt and cannot meet your repayments, insolvency can be an option.…

Loan documents set out rules you and your lender must follow until money is repaid…

Rules banks and other lenders must follow to make sure loans and credit are affordable…

Solve problems when you owe money for loans, fines or if you buy on credit.