If a product or service breaks or isn't fit for purpose, ask for a repair, replacement, or refund.
Your rights
Repairs, replacements, and refunds are known as remedies. You can ask for a remedy under the Consumer Guarantees Act (CGA). You should be able to get a repair, replacement, or refund if:
- products or services don't do what they are meant to or are defective.
- products or services are different from their description, for example, on packaging or in advertising.
- products don't match the sample or model you were shown.
- products or services are not reasonably fit for a particular purpose you told the seller about.
- the retailer did not have the right to sell the product.
- delivery is late or never arrives, or products are damaged in transit.
Consumer products are things bought from a business for personal or household use.
The likelihood of getting one of these remedies depends on:
- what types of products or services you bought, and their uses
- what the seller told you about the product or service
- how you paid
- if you bought them from a business or privately.
Repair damage after normal use
Online shopping
If you bought online from an overseas seller, your rights under the Consumer Guarantees Act and Fair Trading Act might still apply but it can be difficult to enforce them and resolve issues.
Not covered
Shops are not legally required to give you a refund or replacement if you have just changed your mind.
The Consumer Guarantees Act doesn't cover:
- commercial products
- real estate
- private sales, such as garage sales, school galas or buying second-hand from private sellers (not traders) on sites like Trade Me.
Private sales and second-hand goods
Businesses should not say they don't give refunds, or put conditions to refunds, such as set time frames. This could break the Fair Trading Act, by misleading you on your Consumer Guarantees Act rights.
Your obligations as a business(external link) — Commerce Commission
If things go wrong
Speak to the retailer or supplier as soon as you discover a problem. Explain what the problem is and how you would like it to be resolved. If it's a minor problem, the supplier can choose whether to have the goods repaired or replace them. If the problem is substantial, you can refuse a repair and request a replacement or a refund. You should take your proof of purchase with you, for example, your receipt or bank statement, or the contract for services.
More help
Get support at any point from:
- Citizens Advice Bureau (CAB) – a free, independent service, run by volunteers. CAB can advise you on your consumer rights and obligations, in person, by phone, or online.
- Community Law Centre – offers free one-on-one legal advice to people with limited finances. The organisation has 24 community law centres throughout the country. You can find legal information and other resources on its website.
A CAB near you(external link) – Citizens Advice Bureau
Our law centres(external link) – Community Law Centres
Take it further
If you can't resolve your issue directly with the business, the Disputes Tribunal or District Court may be your next step.
What the Tribunal can help with(external link) — Disputes Tribunal
Examples of common situations
Change of mind, so no refund
Roha buys a jacket from a shop. When she got home, she decided she didn't really like it. She went back to the shop the next day to ask for a refund. The shop assistant refused, saying that their returns policy stated they did not refund for change of mind. Roha kept the jacket.
Customer must pay postage for a return
James bought a pair of running shoes online. The website's delivery information said he should receive the shoes in three to five days. Three weeks and several phone calls later, the shoes finally arrived. James had become sick of waiting and bought shoes elsewhere.
He returned the shoes to get a refund because of late delivery. Under the Consumer Guarantees Act, it's the buyer's responsibility to return an item — unless doing so is particularly difficult or expensive.
Although consumers may need to pay postage or courier fees to return a product, these costs should be refunded by the business, unless the consumer guarantees have not been breached (for example, the customer caused the damage themselves, or it was a change of mind return).
For general enquiries please contact us